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§ Private Profile · São Paulo, Sao Paulo, Brazil
Brazilian fintech company providing payment processing and financial services platforms for SMBs, focused on AI-driven fraud prevention.
Based in São Paulo, Brazil, CloudWalk is a unicorn-valued financial technology company that provides payment processing and digital banking platforms for small and medium businesses. Founded in 2013 by Luis Silva, the enterprise supports two million merchants across over 5,000 Brazilian municipalities and fifty US states through its core InfinitePay and JIM software platforms. Operating with a global workforce of 501 employees, the profitable organization reached one point two billion dollars in annualized revenue and 128 million dollars in annualized net income by September 2025. To secure its transaction infrastructure, CloudWalk utilizes proprietary artificial intelligence and machine learning systems to deliver merchant acquiring services, credit provision, and automated fraud prevention. To support this growth, the company has secured significant financial backing from prominent venture capital firms, including Coatue Management, DST Global, and Valor Capital Group.
CloudWalk has raised $340.0M across 2 funding rounds.
CloudWalk has raised $340.0M in total across 2 funding rounds.
CloudWalk has raised $340.0M across 2 funding rounds. Most recently, it raised $150.0M Series C in November 2021.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Nov 1, 2021 | $150M Series C | Coatue | Addition, Afore Capital, C2 Investment, Caffeinated Capital, Gradient Ventures, MZ, NOT Boring Capital, Paradigm, Plug & Play Ventures, Saga, Seven Seven SIX, Thirty Five Ventures, Todd And Rahul's Angel Fund, Colin Carrier, Eric WU, John Collison, MAX Mullen, SAM Altman, Gokul Rajaram, Kelvin Beachum JR., Larry Fitzgerald JR., A Star, DST Global, The Hive, Valor Capital Group | Announced |
| May 1, 2021 | $190M Series B | Coatue | Caffeinated Capital, MZ, Plug & Play Ventures, DST Global, FIS, The Hive, Valor Capital Group | Announced |
CloudWalk has raised $340.0M in total across 2 funding rounds.
CloudWalk's investors include Coatue, Addition, Afore Capital, C2 Investment, Caffeinated Capital, Gradient Ventures, MZ, Not Boring Capital, Paradigm, Plug & Play Ventures, Saga, Seven Seven Six.
CloudWalk is a Brazilian fintech company revolutionizing payments for small and medium businesses (SMBs) through AI, blockchain, and customer-centric technology. It builds STRATUS, a high-performance, open-source blockchain processing up to 1,800 transactions per second (TPS) with scalability via sharding and multi-raft consensus, alongside payment solutions like InfinitePay (Brazil) and JIM (US) to deliver fair pricing, unlock merchant purchasing power, and transform how sellers profit.[1]
The company serves merchants suffering from high fees and inefficiencies, solving core problems in the payments industry by democratizing finance with inclusive, tech-driven tools that empower entrepreneurs globally—at an "interplanetary" scale. Its growth momentum centers on expanding from Brazil to the US and beyond, fostering customer engagement as product influencers in a fast-paced, execution-focused model.[1]
CloudWalk emerged from a mission to "outsmart the system" in payments, targeting sellers who bear the brunt of unfair economics and damage broader economies. While specific founders are not detailed in available sources, the company coalesced around a customer-centric revolution, building machines and infrastructure to empower billions of SMBs through technological disruption.[1]
Early traction stemmed from recognizing merchants' pain points, leading to innovative products like STRATUS blockchain and regional payment platforms (InfinitePay in Brazil, JIM in the US). Pivotal moments include designing a business model for optimal pricing and scalability, with a global mindset driving expansion from local markets to interplanetary ambitions.[1]
(Note: Search results distinguish this from a separate Chinese AI firm, CloudWalk Technology Co., Ltd., founded in 2015 by Zhou Xi, focused on man-machine coordination—not the payments-focused CloudWalk.[2][3][4])
CloudWalk rides the fintech democratization wave, targeting SMBs in emerging and global markets where traditional payments stifle growth—aligning with blockchain's rise for efficient, borderless transactions. Timing is ideal amid rising crypto adoption, AI optimization in finance, and post-pandemic e-commerce booms, especially in high-inflation regions like Brazil.[1]
Market forces favoring it include merchants' demand for low-cost, high-speed alternatives to legacy networks, plus open-source appeal drawing developers. It influences the ecosystem by empowering entrepreneurs, fostering inclusive finance, and challenging incumbents—potentially scaling to "other planets" via sharding for infinite growth.[1]
CloudWalk is poised to dominate SMB payments globally, expanding STRATUS and regional platforms while leveraging AI-blockchain synergies for hyper-scalability. Trends like decentralized finance (DeFi), real-time cross-border payments, and SMB digitization will propel it, with sharding enabling massive TPS growth.
Its influence may evolve from regional disruptor to interplanetary standard-setter, as customer-led innovation outpaces competitors—ultimately granting merchants the fair system they deserve, transforming economies at scale.[1]