Loading organizations...

§ Private Profile · Valencia, Comunidad Valenciana, Spain
Technology company. Specific details regarding its business model, services, target markets, and operational scale are not publicly available.
Jeff is a technology company whose specific operational focus and primary geographic headquarters are not extensively detailed in publicly accessible records. The organization's core business model, target market sectors, and identified customer demographics remain largely unconfirmed through standard industry intelligence platforms. Public information regarding the scale of its enterprise, including any disclosed funding rounds, reported assets under management, or precise employee figures, is not readily available. Furthermore, there are no widely recognized lead investors, notable portfolio companies, or significant customer partnerships that have been publicly associated with Jeff. Comprehensive details concerning its establishment date and the individuals responsible for its founding are similarly absent from common industry profiles and news archives. Its business model centers on unknown. The firm focuses on unknown.
Jeff has raised $36.0M across 7 funding rounds.
Jeff has raised $36.0M in total across 7 funding rounds.
Jeff is a fintech company building digital marketplaces that connect borrowers with lenders in emerging markets, using alternative data to assess creditworthiness and promote financial inclusion. It operates as a financial super app offering services like credit scores, loan comparisons, cashbacks, and insurance, serving over 10 million users across countries including India, Mexico, Colombia, Indonesia, Vietnam, Philippines, and Sri Lanka[1][2]. The platform has processed over 100 million product applications, achieved profitability, and recently raised $2M in late-seed funding while expanding into AI-centric products and new markets like India, Colombia, and Spain[1].
Jeff targets underbanked consumers and forward-thinking businesses such as banks, lenders, mobile wallet providers, telecoms, insurers, and eCommerce platforms, solving the problem of limited access to credit through data-driven matching and lead generation[1][2].
Jeff was founded in 2019 in Riga, Latvia, emerging from a desire to simplify consumer lending in Southeast Asia (SEA) by leveraging alternative data for trust and opportunity[1][2]. Co-founder and CEO Toms Niparts led the effort, driven by expertise in measuring creditworthiness via non-traditional sources like mobile habits, smart devices, social media, and behavioral analytics[1][2]. Early milestones included launching in Indonesia and the Philippines with a team of 34, raising $1M to add features like free credit scores and cashbacks, and entering Vietnam with 200K+ users[1]. The company hit 5 million users, expanded to Sri Lanka and Mexico, reached profitability, sold its Sri Lanka business, surpassed 8 million users, and raised $1.5M for its Jeff conversion score algorithm[1][2].
Jeff rides the wave of fintech democratization in emerging markets, where mobile penetration outpaces banking infrastructure, unlocking credit for millions via alternative data amid rising digital adoption[1][2]. Timing aligns with post-pandemic demand for inclusive finance, as economic growth in SEA, Latin America, and India fuels underbanked populations—Jeff's 10M+ users and multi-country footprint exemplify this[1]. Market forces like AI advancements and regulatory shifts toward open banking favor its data API and predictive models, positioning it to influence ecosystems by feeding lenders high-quality leads and reducing fraud[1][2].
Jeff's momentum—fueled by $2M funding, AI pivot, and exits like Indonesia—signals acceleration into larger categories like credit cards and bank loans across high-growth markets[1]. Trends like AI-driven personalization and deeper emerging-market penetration will shape its path, potentially scaling to household-name status with expanded partnerships[1][2]. Its influence may evolve from lead generator to full-service fintech hub, amplifying financial inclusion as data trust becomes the new currency—echoing its mission to turn data into opportunity for the underbanked[1].
Jeff has raised $36.0M across 7 funding rounds. Most recently, it raised $2.0M Seed in July 2024.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Jul 1, 2024 | $2M Seed | Presto Ventures | ALL Iron Ventures, BITKRAFT Ventures, Strong Ventures, Albert Armengol, James Berdigans | Announced |
| Sep 6, 2021 | $1.5M Seed Plus | J12 Ventures | — | Announced |
| Mar 23, 2021 | $1M Venture Round | EstBAN | — | Announced |
| Dec 1, 2020 | $21M Series B | — | BITKRAFT Ventures, GFR Fund, Ride Ventures, Speedy Packets Inc., Watertower Ventures, Alex Rigopulos, JON Goldman, Paul Heydon | Announced |
| Jan 15, 2020 | $170K Pre Seed | — | — | Announced |
| Jan 1, 2019 | $10M Series A | — | ALL Iron Ventures | Announced |
| Jan 1, 2016 | $350K Seed | — | Strong Ventures | Announced |
Jeff has raised $36.0M in total across 7 funding rounds.
Jeff's investors include Presto Ventures, All Iron Ventures, BITKRAFT Ventures, Strong Ventures, Albert Armengol, James Berdigans, J12 Ventures, EstBAN, GFR Fund, Ride Ventures, Speedy Packets Inc., Watertower Ventures.