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§ Private Profile · San Francisco, CA, USA
An agentic AI credit intelligence platform automating small business loan underwriting for lenders and brokers, focused on reducing costs.
Kaaj, a San Francisco-based agentic AI credit intelligence platform, automates small business loan underwriting from application to decision-ready analysis. The platform utilizes AI workflows to assist lenders and brokers in analyzing end-to-end loan packages, aiming to reduce costs, accelerate decisions, and ensure consistency in the small business lending and equipment finance markets. To date, Kaaj has processed over $5 billion in loan applications and recently secured $3.8 million in seed funding. This funding round was led by Kindred Ventures, with participation from Better Tomorrow Ventures and Karman Ventures, and its customer base includes Amur Equipment Finance and Quality Equipment Finance. Kaaj was founded in 2024 by Utsav Shah and Shivi Sharma. Its business model centers on saaS platform for lenders and brokers in small business lending, generates revenue through subscriptions or usage fees.
Kaaj has raised $3.8M across 1 funding round.
Kaaj has raised $3.8M in total across 1 funding round.
Kaaj has raised $3.8M in total across 1 funding round.
Kaaj's investors include Jacob Gibson, Kanyi Maqubela, Aadik Shekar, Adam Jackson, Rahul Ramesh, Raveen Sastry, Remy Carole, Sip Jiyane, Soups Ranjan, Steven Ma.
Kaaj has raised $3.8M across 1 funding round. Most recently, it raised $3.8M Seed in November 2025.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Nov 19, 2025 | $3.8M Seed | Jacob Gibson, Kanyi Maqubela | Aadik Shekar, Adam Jackson, Rahul Ramesh, Raveen Sastry, Remy Carole, SIP Jiyane, Soups Ranjan, Steven MA, Robert Bosch Venture Capital | Announced |