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§ Private Profile · Bangalore, India
Indian fintech startup focused on fixed deposit and bond investing, raised $25M Series B at $175M valuation.
Stable Money is an Indian wealthtech startup that simplifies fixed-income investing : offering digital fixed deposits, corporate bonds, gold, and silver mutual funds through a single app. The platform has over 2 million users and more than INR 3,000 crore (~USD 360M) in assets under management. Stable Money raised USD 40M+ across 3 rounds, including a USD 20M Series B (May 2025), and is targeting INR 10,000 crore in FD AUM by June 2026. The app offers up to 8.15% on fixed deposits and 12% on Stable Bonds, partnering with 100+ banks and NBFCs to give users access to the best rates. Founded in Bengaluru, Stable Money represents India's growing wealthtech ecosystem : making traditionally opaque fixed-income products accessible to retail investors through clean UX and digital-first distribution. Backed by investors including Lightspeed, Elevation Capital, and others.
Stable Money has raised $44.8M across 3 funding rounds.
In addition to fixed deposits, Stable Money provides access to debt mutual funds, bonds, secured credit cards, and gold and silver mutual funds. The platform aims to offer a diverse range of fixed-income and related financial solutions.
When Stable Money was founded, many observers believed that focusing on fixed deposits was an unconventional direction for a fintech company. The company pursued this strategy despite initial skepticism from some in the market.
In addition to fixed deposits, Stable Money provides access to debt mutual funds, bonds, secured credit cards, and gold and silver mutual funds. The platform aims to offer a diverse range of fixed-income and related financial solutions.
When Stable Money was founded, many observers believed that focusing on fixed deposits was an unconventional direction for a fintech company. The company pursued this strategy despite initial skepticism from some in the market.
Stable Money has raised $44.8M across 3 funding rounds. Most recently, it raised $25.0M Pre-Series C in February 2026.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Feb 24, 2026 | $25M Series B Plus | Chinmaya Golecha | Mayank Kachhwaha, Nishit Garg, Vikram Vaidyanathan | Announced |
| Jul 21, 2024 | $14.8M Venture Round | RTP Capital | Lightspeed India, Matrix Partners India | Announced |
| Aug 14, 2023 | $5M Seed | Shuvi Shrivastava, Vikram Vaidyanathan | Abhishek Goyal, Kunal Bahl, Madhusudanan R, Ramakant Sharma, Revant Bhate, Rohit Bansal, Sandeep Tyagi, Sriharsha Majety, Mars Shot Ventures, Titan Capital | Announced |
Stable Money is an Indian wealthtech platform that makes fixed-income investing simple and accessible through a mobile app. The company aggregates fixed deposits from 100+ banks and NBFCs, corporate bonds, and gold/silver mutual funds into a single interface.
| Round | Date | Amount |
|---|---|---|
| Seed | Dec 2022 | Undisclosed |
| Series A | 2023 | ~USD 15M |
| Series B | May 2025 | USD 20M |
Stable Money is part of India's wealthtech wave — making traditionally opaque fixed-income products (FDs, bonds) accessible to retail investors who previously relied on a single bank. As India's savings rate remains high but financial literacy improves, platforms like Stable Money are capturing the massive shift from physical bank branches to digital-first investment. The company's rapid growth to INR 3,000 crore AUM in under 3 years signals strong product-market fit in a segment that dwarfs equity investing in India by total capital.