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Zaver provides a robust payments platform that facilitates peer-to-peer transactions and operates as a Buy Now Pay Later (BNPL) provider. The company's technology handles diverse cart sizes and achieves high acceptance rates by automatically generating verified digital agreements, offering a platform-independent checkout solution for both businesses and individuals. This approach addresses common inefficiencies in digital payment processing.
The company was co-founded by Amir Marandi and Linus Malm, who established the Swedish fintech startup with an early vision to simplify payments. Their insight centered on the need for a versatile and accessible payment method that could support various transaction types without the limitations of traditional systems, particularly for direct peer-to-peer commerce and flexible financing options.
Zaver’s product serves a broad spectrum of users, enabling what it terms "size-agnostic commerce" by catering to transactions of varying values. The company's long-term vision is to streamline payment experiences and enhance financial flexibility across the market, making transactions seamless and accessible for a wide array of users and businesses.
Zaver has raised $31.0M across 5 funding rounds.
Zaver has raised $31.0M in total across 5 funding rounds.
Zaver is a Swedish fintech company founded in 2016 that builds size-agnostic payment solutions, enabling merchants to process transactions of any value—from small purchases to carts up to €200,000—with high conversion rates and real-time payouts[1][2][3][5]. It serves businesses in retail, healthcare, automotive, EV charging, and e-commerce by offering flexible options like Buy Now, Pay Later (BNPL), cardless payments, account-to-account (A2A) transfers, and omnichannel integration, solving pain points around transaction limits, risk assessment, and cash flow delays[1][3]. Zaver's growth includes a $5 million funding round from investors like Inbox Capital and Inventure, with reported revenue of $6.1 million and a focus on boosting average order values through advanced risk technology[2][3].
Zaver emerged in 2016 in Stockholm, Sweden, under Frink AB, as a payments technology company aiming to redefine commerce with innovative, user-friendly financial services[1][2][4][5]. While specific founders are not detailed in available data, the company quickly pivoted to size-agnostic solutions, addressing gaps in traditional payment systems that cap high-value transactions[1][3]. Early traction came from flexible offerings like mobile payments and BNPL, culminating in a $5 million funding round backed by prominent investors including Fredrik Österberg, Magnus Rausing, and Joen Bonnier, which fueled expansion into sectors like automotive and EV charging[2][3].
Zaver rides the wave of embedded finance and open banking, capitalizing on A2A payments and BNPL growth amid rising e-commerce and high-value digital transactions in Europe[1][3]. Its timing aligns with regulatory shifts like PSD2 enabling direct bank transfers, plus demand for cardless solutions in automotive and EV sectors amid electrification trends—exemplified by partnerships like Porsche[3]. Market forces favoring Zaver include fintech consolidation, where size limits hinder competitors, positioning it to influence ecosystems by standardizing flexible, high-stakes payments and driving merchant adoption of omnichannel finance[1][2].
Zaver is poised to scale its size-agnostic model across Europe, potentially expanding BNPL caps and A2A integrations amid rising EV and B2B commerce[3]. Trends like real-time payments and tokenized rails will shape its path, with influence growing through strategic partnerships and funding for global reach[2][3]. As embedded finance matures, Zaver could redefine high-value checkouts, turning transaction barriers into growth engines—echoing its mission to build payments merchants actually want.
Zaver has raised $31.0M across 5 funding rounds. Most recently, it raised $13.0M Other Equity in December 2025.
Zaver has raised $31.0M in total across 5 funding rounds.
Zaver's investors include Neudi & Co, The Öhman Group, 20VC, Accel, Andreessen Horowitz, GAMEGROOVE Capital, Geek Ventures, Goat Capital, Mantis VC, Preston-Werner Ventures, Presto Ventures, Spring Capital.
