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§ Venture Capital · India, USA
Venture capital firm investing in early-stage fintech startups across wealth management, payments, proptech, and lending.
FinTech Collective is a New York City-based venture capital firm that primarily invests in early-stage financial technology startups during their seed and Series A funding rounds. The organization partners with entrepreneurs to develop new market structures across multiple financial sectors, focusing specifically on wealth management, digital payments, property technology, and corporate lending. Operating globally across both developed and emerging markets, the firm provides capital to businesses that serve individual savers, everyday consumers, and large enterprise clients. The firm's current investment portfolio features at least six core companies, including recognizable industry names such as Flutterwave, Anyfin, Simetrik, and Mondu. Another notable portfolio investment is the digital workplace savings platform Vestwell, an entity which currently manages over $30 billion in total assets under administration. The venture capital firm was established by co-founders and managing partners Brooks Gibbins and Gareth Lodge.
Key people at FinTech Collective.
FinTech Collective is a New York City-based venture capital firm founded in 2012 that invests globally with the mission to create the future of financial services. The firm aims to bring transparency and choice to developed markets while enhancing financial connectivity and socio-economic mobility in developing markets. Its investment philosophy centers on an operator’s approach, investing early—often as the first institutional investor—based on conviction in the opportunity and the founding team rather than requiring product-market fit or revenue scale. Key sectors include capital markets, wealth and asset management, banking, lending, payments, insurance, and decentralized finance (DeFi). FinTech Collective has invested in over 50 companies worldwide, including notable names like Anyfin, Flutterwave, MoneyLion, and NYDIG, influencing the fintech startup ecosystem by providing early capital, operational support, and a strong network to help founders scale[1][2][4].
FinTech Collective was founded in 2012 by serial entrepreneurs with successful exits in capital markets, payments, and enterprise AI. The founding partners had worked together for over two decades, initially as operators in fintech startups, building and scaling four global businesses—three VC-backed and one bootstrapped—with one going public on NASDAQ and another exiting for over a billion dollars. This deep operational experience shaped their vision to create a globally focused investment firm positioned to capitalize on the secular evolution of financial services. The firm’s founding was driven by the partners’ belief in the transformative potential of fintech to reshape how money flows globally, combining their operational expertise with a collaborative investment approach[1][2].
FinTech Collective rides the wave of digital transformation in financial services, a sector undergoing rapid innovation driven by technology, regulatory changes, and evolving consumer expectations. The timing is critical as fintech moves from niche startups to mainstream adoption, with growing interest in decentralized finance and embedded finance models. Market forces such as increased demand for transparency, financial inclusion, and new asset management paradigms favor the firm’s focus areas. By backing early-stage companies globally, FinTech Collective influences the ecosystem by enabling startups to scale, fostering innovation in capital markets and payments, and supporting the integration of blockchain and DeFi technologies into traditional finance[1][2][4].
Looking ahead, FinTech Collective is well-positioned to continue leading early-stage investments in fintech, especially in emerging areas like decentralized finance and embedded financial services. The firm’s operator-driven approach and global network will likely help it identify and nurture startups that can redefine financial infrastructure and inclusion. Trends such as AI-driven financial products, regulatory technology, and cross-border payments will shape their investment focus. As fintech becomes increasingly central to the global economy, FinTech Collective’s influence is expected to grow, continuing to bridge developed and developing markets while driving innovation in financial services[1][2][4].
Key people at FinTech Collective.
FinTech Collective has more than 26 tracked investments across 22 companies. The latest tracked deal is $20.0M Other Equity in Extend, Inc. in September 2025.